Our Team
Meet our talented (might we add, “attractive”) team of Leaders, Creatives, Revenue-Generators, and Magic-Makers!

Joshua Collins
Chief Innovation Officer
Joshua P. Collins is the Chief Servant and Chief Innovation Officer for Consumer Financial Services, US (“CFS”) and all 25 of its global brands. Mr. Collins spends his day seeking guidance from God on how to be the best Leader that he can be to those who depend on him to lead CFS’s companies with EXTREME PASSION and EXTREME ACCOUNTABILITY DEMAND. Mr. Collins creates innovative ideas and solutions that make the world, and the lives of people, significantly better. Mr. Collins is the brainchild and steward of CFS’s entities, which focus on finance & insurance, software design and custom website design, natural supplements and fitness, success coaching via mentorship, marketing and consultation, and technology. As the Chief Servant and Chief Innovation Officer, Mr. Collins understands that it is completely asinine to assume that he can accomplish the gargantuan task of successfully executing the various missions associated with each CFS entity without a strong team supporting him. Therefore, Mr. Collins spends the majority of his time developing his Leaders and the staff who work under those Leaders in order to help each person because the greatest version of themselves and stop wasting time! (fb.com/nosecondswasted) “In life, you must choose your pain: either the pain of discipline or the pain of regret.” Joshua P. Collins, 2005

Areeba Ashfaq
VP of Digital Marketing and IT Solutions
Areeba Ashfaq is a graduated Software Engineer, specializing in Full Stack Development with a distinctive expertise in SEO. Armed with a robust tech toolkit, her proficiency spans the entire development spectrum, encompassing HTML, CSS, JavaScript, React.js for the frontend, and Node.js, Express, Laravel for the backend, coupled with MongoDB and MySQL for database management. As a Full Stack Developer, she prides herself on seamlessly navigating from conceptualization to deployment, crafting solutions that harmonize functionality, aesthetics, and performance. Beyond coding mastery, her skills extend to the realm of Search Engine Optimization (SEO). She optimizes digital landscapes with a strategic approach, implementing keyword strategies and leveraging analytics for maximum visibility. A passionate problem-solver, she thrives on challenges and is dedicated to finding innovative solutions. With a collaborative and communicative spirit, she excels in team environments, turning ideas into reality and fostering a culture of innovation. Her analytical approach, extracting actionable insights from data, ensures a strategic development trajectory for sustained success.

MD. Monerul Islam

MD. Kajol Hossen

MD. Shahin Hossen

MD. Musha Haque

Shojib Hossein

Hagera Khatun
